Do you have a problem with everyone you know wanting to come ride your horse? It seems that horses have a way of making you new friends. Let’s face the fact,not everyone has a horse in their backyard. Have you ever noticed that someone you’ve just met may not be overly friendly until somehow the subject comes up in the conversation that you own horses. Then this persons whole attitude changes and they are pouring on the niceness. They are either thinking how much they or their kid has always wanted to own one.
Now before you panic, there’s a real silver lining in this type of policy. The premiums are much lower. But you argue that why should you even have pferde op versicherung if you have to pay for the first thousands yourself.
For starters, you could let them ride your oldest, most trustworthy of the herd. Chances are this new friend probably knows very little or nothing at all about the correct way to ride. Even though you have picked the safest choice for beginners, there is always the chance that something out of the ordinary could happen to change everything.
The other factor to take care of is that the body always needs to keep being pushed to a higher level, so as you keep on growing, you need to be lifting greater amounts of weight.
Add all of this up, and you get a total of $170/month to $935/month. This is a wide range, but in practice actual costs of a horse do vary widely, depending of factors such as whether you self-stable or use a professional stable. Multiply by 12 and you get annual costs of $2040 to $11220. Over 10 years this totals $20,400 to $112,220.
The answer to this question is a big yes. There are a variety of different types of policies. If you own a horse, the one type you should definitely have is liability. This will cover accidents involving the people that come in contact with your horse. They don’t have to be a rider, but simply a spectator watching while you ride.
Which kind of health plan will be best for you? That decision really depends upon how you like to get medical services, where you live, and the network plans in your area. It is fairly easy to compare different plans by using an online quote form or calling a good agent.